Flooding and Flood Risk About The NFIP Residential Coverage Commercial Coverage Preparation & Recovery   Flooding and Flood Risks Overview

 
 

What is a Flood?
Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall.

Just because you havenít experienced a flood in the past, doesnít mean you wonít in the future. Flood risk isnít just based on history, itís also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.

Flood-hazard maps have been created to show different degrees of risk for your community, which help determine the cost of flood insurance. The lower the degree of risk, the lower the flood insurance premium.

See What Causes Flooding >>

Learn your risk, and find an agent, by taking Your Risk Profile.

 



 

 
 Coastline Insurance Agency Inc.
 1201 New Jersey Avenue
 North Wildwood, New Jersey 08260
Phone: 609-522-4515  
Fax: 609-522-9174  
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